Momo AI Photo App: Credits, Templates and Hands-On Test
A first-hand look at Momo: AI Photo & Video Maker, tested on a Samsung Android phone. Real template list, credit costs (10+ per photo, 20-50 per video), pricing concerns, and what the app actually does.
Momo AI Photo App Review: Credits, Templates and Hands-On Test
Momo: AI Photo & Video Maker is a free AI photo and video app that turns selfies into headshots, portraits and short videos. It was the top free and top grossing Photography app in the United States in September 2026, which is why we installed it to test what users actually get.
What We Tested and How
We installed Momo on a Samsung Android phone and navigated its interface, template library and credit system directly. We want to be transparent: our first generation attempt failed with a network error, so we could not complete a full photo or video render in this test. What follows is based on the interface, templates and costs we verified on the device, plus published store data.
Our Test Summary
- Device: Samsung Android phone
- Navigation UI: smooth and fluid during browsing
- Template library: fully browsable
- Credit costs: visible before generating
- Full render: blocked by a network error in our session
Verified App Facts
| Item | Detail |
|---|---|
| Name | Momo: AI Photo & Video Maker |
| Package | com.scaleup.dreame |
| Developer | ScaleUp Yazilim Hizmetleri |
| Platforms | Android and iOS |
| Google Play rating | 4.4 (around 327,000 ratings) |
| Price | Free with in-app purchases |
| September 2026 trend | #1 free and #1 grossing Photography app in the US |
Inside the Template Library
Momo organises its AI generation into ready-made templates rather than raw prompts alone. Browsing the library on our test device, we recorded the following categories, which show the app's range better than any marketing copy.
Photo Templates We Saw
- Product Photoshoot
- Retake
- Angelic Photoshoot
- If I Were
- AI Tools
- Yearbook
- Toon Studio
- Ultra Realistic Portrait
- Hair
- Neon Dreamscape
- Sketchbook
- Professional Headshot
- Birthday Celebration
- 80s
- Era Portraits
Video Templates We Saw
- Tiny Dance Club
- TikTok Dance
- Viral Dance
- Signature
This split matters for anyone planning to use the app: the photo templates are far broader and include practical, professional options like LinkedIn and Professional Headshot alongside playful ones like Toon Studio and 80s.
How Momo's Credit System Works
Momo does not hand you unlimited generations. Every template costs credits, and the cost is shown before you generate. This is the single most important thing to understand before subscribing.
Credit Costs We Recorded
| Template Type | Credit Cost |
|---|---|
| Photo templates (for example, Hair) | Minimum 10 credits |
| Video templates (average range) | 20, 30, 40 or 50 credits |
In plain terms, videos cost roughly two to five times as much as a photo. A user who mainly wants dancing or trend videos will burn through credits quickly, and that is exactly where the app's upsells concentrate.
Pricing: What It Really Costs
Momo is free to download and the store listings show a range of weekly, yearly and coin-pack purchases. Published App Store in-app purchase figures include weekly subscriptions from $6.99 to $14.99, a yearly option around $39.99, and coin packs starting near $3.99.
What Reviewers Say About Pricing
Pricing is the most common complaint in public store reviews. Reviewers report that the weekly subscription limits how many videos they can create, and that hitting the limit forces either a wait of several days or an extra coin purchase. Multiple reviews describe the pricing as unclear before purchase. We flag this because it is a recurring, verifiable pattern, not a single grievance.
Where Momo Fits in the AI Photo Market
Momo is not alone. September 2026 saw a cluster of AI photo and video apps climb the charts together, including apps ranking just below Momo in the same US photography category. The category is growing fast, which means users have real alternatives.
| App | Category Position (US, Sep 2026) |
|---|---|
| Momo: AI Photo & Video Maker | #1 free and #1 grossing (Photography) |
| Hype AI | Top 5 photography |
| Hailuo AI | Top 5 photography |
Pros and Cons
| Pros | Cons |
|---|---|
| Smooth, fluid navigation on Android | Credit system limits output quickly |
| Very large template library | Videos cost 20 to 50 credits each |
| Practical options like LinkedIn and Professional Headshot | Weekly subscription pricing draws complaints |
| Credit cost shown before generating | Our test hit a network error mid-session |
Frequently Asked Questions
Is Momo: AI Photo & Video Maker free?
It is free to download, but generating photos and videos uses credits, and unlocking more requires a weekly or yearly subscription or coin-pack purchases. Weekly subscriptions have been listed from $6.99 to $14.99.
How many credits do Momo templates cost?
Based on our test, photo templates such as Hair require a minimum of 10 credits, while video templates cost an average of 20, 30, 40 or 50 credits depending on the template.
Is Momo safe to use?
Momo is published by ScaleUp Yazilim Hizmetleri and is available on Google Play and the App Store. As with any AI app that processes your photos, review the in-app privacy terms before uploading personal images.
Does Momo work well on Android?
In our session on a Samsung Android phone, the navigation UI was smooth and the template library loaded without friction. However, our first generation attempt returned a network error, so we could not complete a render.
Conclusion: Should You Try Momo?
Momo: AI Photo & Video Maker earns its chart position with a genuinely smooth interface and one of the widest AI template libraries we have browsed, covering everything from LinkedIn headshots to K-pop and 80s styles. The catch is the credit economy: photos start at 10 credits, videos run 20 to 50, and public reviews repeatedly flag the weekly pricing as restrictive. If you want AI headshots and portraits, Momo is worth trying. If you mainly want dance and trend videos, budget for credits carefully, because that is where the costs stack up fastest.
Published: October 1, 2026 | Updated: October 1, 2026
Sources: Google Play listing (com.scaleup.dreame); Apple App Store in-app purchase data; September 2026 US Google Play Photography chart reports. Hands-on interface and credit observations from our own test on a Samsung Android device. Figures are time-sensitive.